:root{
      --theme:#0B3D91;
      --theme-dark:#06265f;
      --theme-soft:#eaf2ff;
      --ice:#d9efff;
      --ink:#101828;
      --muted:#667085;
      --line:#e4e7ec;
      --surface:#ffffff;
      --page:#f5f8fc;
      --success:#087a55;
      --warning:#b54708;
      --danger:#b42318;
      --radius:18px;
      --shadow:0 18px 48px rgba(11,61,145,.12);
    }

    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      color:var(--ink);
      background:var(--page);
      font-family:"Noto Sans Devanagari","Nirmala UI",Arial,sans-serif;
      line-height:1.65;
      -webkit-font-smoothing:antialiased;
    }
    body.drawer-locked{overflow:hidden}
    img{display:block;max-width:100%}
    a{color:inherit;text-decoration:none}
    button,input,select{font:inherit}
    button{cursor:pointer}
    .container{width:min(1180px,calc(100% - 40px));margin-inline:auto}

    .topbar{
      color:#dce9ff;
      background:#071a3b;
      border-bottom:1px solid rgba(255,255,255,.1);
      font-size:13px;
    }
    .topbar-inner{
      min-height:38px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
    }
    .topbar-welcome strong{color:#fff}
    .topbar-contact{display:flex;align-items:center;gap:18px}
    .topbar-contact a{transition:color .2s ease}
    .topbar-contact a:hover{color:#fff}

    .header{
      position:relative;
      z-index:50;
      background:rgba(255,255,255,.98);
      border-bottom:1px solid var(--line);
      box-shadow:0 6px 24px rgba(16,24,40,.04);
    }
    .header-inner{
      min-height:76px;
      display:flex;
      align-items:center;
      gap:24px;
    }
    .logo{
      flex:0 0 auto;
      display:inline-flex;
      align-items:center;
      gap:10px;
      color:var(--theme-dark);
      font-weight:850;
      letter-spacing:-.02em;
    }
    .logo img{
      width:42px;
      height:42px;
      object-fit:contain;
      border-radius:10px;
    }
    .main-nav{margin-left:auto;align-self:stretch}
    .nav-list{
      height:100%;
      display:flex;
      align-items:stretch;
      gap:2px;
      margin:0;
      padding:0;
      list-style:none;
    }
    .nav-item{position:relative;display:flex;align-items:center}
    .nav-link{
      height:100%;
      display:flex;
      align-items:center;
      padding:0 11px;
      color:#344054;
      font-size:14px;
      font-weight:750;
      white-space:nowrap;
      transition:color .2s ease,background .2s ease;
    }
    .nav-link:hover,.nav-item:focus-within>.nav-link{
      color:var(--theme);
      background:var(--theme-soft);
    }
    .has-panel>.nav-link::after{
      content:"";
      width:6px;
      height:6px;
      margin-left:7px;
      border-right:2px solid currentColor;
      border-bottom:2px solid currentColor;
      transform:rotate(45deg) translateY(-2px);
    }
    .dropdown-panel,.mega-menu{
      position:absolute;
      top:100%;
      right:0;
      z-index:60;
      visibility:hidden;
      opacity:0;
      transform:translateY(8px);
      pointer-events:none;
      background:#fff;
      border:1px solid var(--line);
      border-radius:0 0 18px 18px;
      box-shadow:0 24px 60px rgba(16,24,40,.18);
      transition:opacity .2s ease,transform .2s ease,visibility .2s ease;
    }
    .dropdown-panel::before,.mega-menu::before{
      content:"";
      position:absolute;
      right:0;
      bottom:100%;
      width:100%;
      height:8px;
    }
    .nav-item:hover>.dropdown-panel,
    .nav-item:hover>.mega-menu,
    .nav-item:focus-within>.dropdown-panel,
    .nav-item:focus-within>.mega-menu{
      visibility:visible;
      opacity:1;
      transform:translateY(0);
      pointer-events:auto;
    }
    .dropdown-panel{width:360px;padding:20px}
    .mega-menu{
      width:min(880px,calc(100vw - 48px));
      padding:22px;
    }
    .nav-item:nth-last-child(-n+3) .mega-menu{right:0}
    .panel-head,.mega-head{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:16px;
      padding-bottom:14px;
      margin-bottom:14px;
      border-bottom:1px solid var(--line);
    }
    .panel-head strong,.mega-head strong{color:#101828}
    .panel-head a,.mega-head a{color:var(--theme);font-size:13px;font-weight:800}
    .dropdown-articles{display:grid;gap:5px}
    .dropdown-article{
      padding:10px 12px;
      border-radius:10px;
      color:#344054;
      font-size:14px;
    }
    .dropdown-article:hover{color:var(--theme);background:var(--theme-soft)}
    .mega-categories{
      display:flex;
      flex-wrap:wrap;
      gap:8px;
      margin-bottom:16px;
    }
    .mega-categories a{
      padding:7px 11px;
      color:#344054;
      background:#f2f4f7;
      border-radius:999px;
      font-size:12px;
      font-weight:750;
    }
    .mega-categories a:hover{color:#fff;background:var(--theme)}
    .mega-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
    .mega-card{
      min-width:0;
      display:flex;
      gap:11px;
      padding:11px;
      border:1px solid #edf0f5;
      border-radius:13px;
      background:#fff;
      transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease;
    }
    .mega-card:hover{
      transform:translateY(-2px);
      border-color:#b9d2fb;
      box-shadow:0 10px 24px rgba(11,61,145,.1);
    }
    .mega-card>img{
      flex:0 0 52px;
      width:52px;
      height:52px;
      object-fit:cover;
      border-radius:10px;
      background:#f2f4f7;
    }
    .mega-card>span{min-width:0}
    .mega-card strong{
      display:block;
      overflow:hidden;
      color:#1d2939;
      font-size:13px;
      line-height:1.45;
      text-overflow:ellipsis;
      white-space:nowrap;
    }
    .mega-card p{
      display:-webkit-box;
      overflow:hidden;
      margin:4px 0 0;
      color:var(--muted);
      font-size:11px;
      line-height:1.45;
      -webkit-box-orient:vertical;
      -webkit-line-clamp:2;
    }
    .mini-meta{
      display:flex;
      flex-wrap:wrap;
      gap:3px 8px;
      margin-top:5px;
      color:#667085;
      font-size:10px;
    }
    .mini-meta b{color:var(--success)}
    .header-btns{
      flex:0 0 auto;
      display:flex;
      align-items:center;
      gap:9px;
    }
    .header-btns>a{
      display:inline-flex;
      align-items:center;
      justify-content:center;
      min-height:42px;
      padding:8px 14px;
      color:#fff;
      background:var(--theme);
      border-radius:10px;
      font-size:13px;
      font-weight:800;
    }
    .header-btns>a:hover{background:var(--theme-dark)}
    .hamburger{
      display:none;
      width:44px;
      height:44px;
      padding:10px;
      border:1px solid var(--line);
      border-radius:11px;
      background:#fff;
    }
    .hamburger span{
      display:block;
      width:21px;
      height:2px;
      margin:4px auto;
      background:#101828;
      transition:transform .2s ease,opacity .2s ease;
    }
    .hamburger.active span:nth-child(1){transform:translateY(6px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

    .drawer-overlay{
      position:fixed;
      inset:0;
      z-index:80;
      visibility:hidden;
      opacity:0;
      background:rgba(3,13,30,.62);
      backdrop-filter:blur(3px);
      transition:opacity .25s ease,visibility .25s ease;
    }
    .drawer-overlay.open{visibility:visible;opacity:1}
    .mobile-drawer{
      position:fixed;
      top:0;
      right:0;
      z-index:90;
      width:min(390px,92vw);
      height:100dvh;
      overflow-y:auto;
      background:#fff;
      box-shadow:-20px 0 60px rgba(16,24,40,.24);
      transform:translateX(105%);
      transition:transform .25s ease;
    }
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{
      position:sticky;
      top:0;
      z-index:2;
      display:flex;
      align-items:center;
      gap:9px;
      min-height:72px;
      padding:14px 18px;
      background:#fff;
      border-bottom:1px solid var(--line);
    }
    .drawer-head>a{
      padding:8px 11px;
      color:#fff;
      background:var(--theme);
      border-radius:9px;
      font-size:13px;
      font-weight:800;
    }
    .drawer-close{
      margin-left:auto;
      width:40px;
      height:40px;
      color:#344054;
      background:#f2f4f7;
      border:0;
      border-radius:50%;
      font-size:27px;
      line-height:1;
    }
    .drawer-menu{padding:12px 18px 30px}
    .drawer-link,.drawer-toggle{
      width:100%;
      display:flex;
      align-items:center;
      justify-content:space-between;
      padding:14px 5px;
      color:#1d2939;
      background:transparent;
      border:0;
      border-bottom:1px solid var(--line);
      text-align:left;
      font-weight:800;
    }
    .drawer-toggle::after{
      content:"+";
      color:var(--theme);
      font-size:20px;
    }
    .drawer-toggle.active::after{content:"−"}
    .drawer-submenu{
      display:none;
      padding:8px 0 10px 14px;
      border-bottom:1px solid var(--line);
    }
    .drawer-submenu.open{display:grid}
    .drawer-submenu a{
      padding:9px 10px;
      color:#475467;
      border-radius:8px;
      font-size:14px;
    }
    .drawer-submenu a:hover{color:var(--theme);background:var(--theme-soft)}

    .broker-review-page{min-width:0}
    .broker-review-page .review-hero{
      position:relative;
      overflow:hidden;
      padding:58px 0 48px;
      color:#fff;
      background:
        radial-gradient(circle at 12% 15%,rgba(88,166,255,.27),transparent 30%),
        radial-gradient(circle at 88% 85%,rgba(137,90,246,.24),transparent 34%),
        linear-gradient(135deg,#061734 0%,#0B3D91 58%,#08275f 100%);
    }
    .broker-review-page .review-hero::after{
      content:"";
      position:absolute;
      inset:0;
      opacity:.18;
      background-image:
        linear-gradient(rgba(255,255,255,.16) 1px,transparent 1px),
        linear-gradient(90deg,rgba(255,255,255,.16) 1px,transparent 1px);
      background-size:42px 42px;
      mask-image:linear-gradient(to bottom,#000,transparent);
    }
    .broker-review-page .hero-shell{position:relative;z-index:1}
    .broker-review-page .breadcrumbs{
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      gap:8px;
      margin-bottom:24px;
      color:#c9dcff;
      font-size:13px;
    }
    .broker-review-page .breadcrumbs a:hover{color:#fff}
    .broker-review-page .broker-profile{
      display:grid;
      grid-template-columns:auto minmax(0,1fr) auto;
      align-items:center;
      gap:24px;
    }
    .broker-review-page .broker-logo{
      width:108px;
      height:108px;
      padding:12px;
      object-fit:contain;
      background:#fff;
      border:1px solid rgba(255,255,255,.65);
      border-radius:24px;
      box-shadow:0 18px 44px rgba(0,0,0,.22);
    }
    .broker-review-page .broker-title{min-width:0}
    .broker-review-page .eyebrow{
      display:inline-flex;
      align-items:center;
      gap:7px;
      margin-bottom:8px;
      color:#cde4ff;
      font-size:13px;
      font-weight:800;
    }
    .broker-review-page .eyebrow::before{
      content:"";
      width:8px;
      height:8px;
      background:#79d5ff;
      border-radius:50%;
      box-shadow:0 0 0 5px rgba(121,213,255,.14);
    }
    .broker-review-page h1{
      margin:0;
      color:#fff;
      font-size:clamp(32px,5vw,54px);
      line-height:1.15;
      letter-spacing:-.035em;
    }
    .broker-review-page .broker-intro{
      max-width:760px;
      margin:12px 0 0;
      color:#dce9ff;
      font-size:16px;
    }
    .broker-review-page .score-card{
      min-width:152px;
      padding:20px;
      text-align:center;
      background:rgba(255,255,255,.1);
      border:1px solid rgba(255,255,255,.22);
      border-radius:18px;
      backdrop-filter:blur(12px);
    }
    .broker-review-page .score-card span{display:block;color:#cee0ff;font-size:12px}
    .broker-review-page .score-card strong{
      display:block;
      margin:3px 0;
      color:#fff;
      font-size:36px;
      line-height:1.15;
    }
    .broker-review-page .score-card small{color:#a9cbff}
    .broker-review-page .hero-actions{
      display:flex;
      flex-wrap:wrap;
      gap:11px;
      margin-top:26px;
    }
    .broker-review-page .button{
      display:inline-flex;
      align-items:center;
      justify-content:center;
      min-height:47px;
      padding:10px 18px;
      border:1px solid transparent;
      border-radius:11px;
      font-weight:850;
      transition:transform .2s ease,background .2s ease,border-color .2s ease;
    }
    .broker-review-page .button:hover{transform:translateY(-2px)}
    .broker-review-page .button-primary{color:var(--theme-dark);background:#fff}
    .broker-review-page .button-outline{
      color:#fff;
      background:rgba(255,255,255,.06);
      border-color:rgba(255,255,255,.38);
    }

    .broker-review-page .summary-strip{
      position:relative;
      z-index:3;
      margin-top:-20px;
    }
    .broker-review-page .summary-grid{
      display:grid;
      grid-template-columns:repeat(6,minmax(0,1fr));
      overflow:hidden;
      background:#fff;
      border:1px solid var(--line);
      border-radius:18px;
      box-shadow:var(--shadow);
    }
    .broker-review-page .summary-item{
      min-width:0;
      padding:18px 16px;
      border-right:1px solid var(--line);
    }
    .broker-review-page .summary-item:last-child{border-right:0}
    .broker-review-page .summary-item span{
      display:block;
      margin-bottom:5px;
      color:var(--muted);
      font-size:12px;
    }
    .broker-review-page .summary-item strong{
      display:block;
      overflow-wrap:anywhere;
      color:#1d2939;
      font-size:14px;
    }

    .broker-review-page .review-layout{
      display:grid;
      grid-template-columns:minmax(0,1fr) 330px;
      align-items:start;
      gap:28px;
      padding-top:42px;
      padding-bottom:68px;
    }
    .broker-review-page .review-main,
    .broker-review-page .broker-content{min-width:0;max-width:100%}
    .broker-review-page .content-card{
      margin-bottom:24px;
      padding:28px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:var(--radius);
      box-shadow:0 8px 30px rgba(16,24,40,.05);
    }
    .broker-review-page .section-heading{
      display:flex;
      align-items:flex-start;
      justify-content:space-between;
      gap:20px;
      margin-bottom:18px;
    }
    .broker-review-page .section-heading h2{
      margin:0;
      color:#101828;
      font-size:25px;
      line-height:1.3;
    }
    .broker-review-page .section-heading p{margin:5px 0 0;color:var(--muted)}
    .broker-review-page .facts-grid{
      display:grid;
      grid-template-columns:repeat(2,minmax(0,1fr));
      gap:12px;
    }
    .broker-review-page .fact{
      min-width:0;
      padding:15px;
      background:#f8fafc;
      border:1px solid #e9edf3;
      border-radius:12px;
    }
    .broker-review-page .fact span{display:block;color:var(--muted);font-size:12px}
    .broker-review-page .fact strong{
      display:block;
      margin-top:4px;
      overflow-wrap:anywhere;
      color:#1d2939;
    }
    .broker-review-page .broker-content{
      overflow-x:auto;
      color:#344054;
    }
    .broker-review-page .broker-content h2,
    .broker-review-page .broker-content h3,
    .broker-review-page .broker-content h4{color:#101828;line-height:1.35}
    .broker-review-page .broker-content img,
    .broker-review-page .broker-content video,
    .broker-review-page .broker-content iframe,
    .broker-review-page .broker-content table{max-width:100%}
    .broker-review-page .broker-content table{
      width:100%;
      border-collapse:collapse;
    }
    .broker-review-page .broker-content th,
    .broker-review-page .broker-content td{
      padding:12px;
      border:1px solid var(--line);
      text-align:left;
    }
    .broker-review-page .notice{
      display:flex;
      gap:12px;
      padding:16px;
      color:#7a2e0e;
      background:#fff7ed;
      border:1px solid #fed7aa;
      border-radius:12px;
    }
    .broker-review-page .notice strong{flex:0 0 auto}
    .broker-review-page .review-sidebar{
      position:sticky;
      top:22px;
      display:grid;
      gap:18px;
    }
    .broker-review-page .side-card{
      padding:22px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:16px;
      box-shadow:0 8px 28px rgba(16,24,40,.06);
    }
    .broker-review-page .side-card h2{
      margin:0 0 14px;
      font-size:19px;
      line-height:1.4;
    }
    .broker-review-page .side-list{display:grid;gap:0}
    .broker-review-page .side-row{
      display:flex;
      justify-content:space-between;
      gap:16px;
      padding:10px 0;
      border-bottom:1px solid var(--line);
      font-size:13px;
    }
    .broker-review-page .side-row:last-child{border-bottom:0}
    .broker-review-page .side-row span{color:var(--muted)}
    .broker-review-page .side-row strong{
      max-width:58%;
      overflow-wrap:anywhere;
      text-align:right;
    }
    .broker-review-page .side-card .button{
      width:100%;
      margin-top:14px;
      color:#fff;
      background:var(--theme);
    }
    .broker-review-page .side-card .button:hover{background:var(--theme-dark)}
    .broker-review-page .risk-card{
      color:#475467;
      background:#f9fafb;
    }
    .broker-review-page .risk-card p{margin:0;font-size:13px}

    .broker-review-page .related-section{
      padding:58px 0 72px;
      background:#eef4fc;
      border-top:1px solid #dce6f5;
    }
    .broker-review-page .related-head{
      display:flex;
      align-items:end;
      justify-content:space-between;
      gap:20px;
      margin-bottom:22px;
    }
    .broker-review-page .related-head h2{margin:0;font-size:29px}
    .broker-review-page .related-head p{margin:5px 0 0;color:var(--muted)}
    .broker-review-page .related-head>a{color:var(--theme);font-weight:850}
    .broker-review-page .related-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:16px;
    }
    .broker-review-page .related-broker{
      min-width:0;
      display:flex;
      align-items:center;
      gap:14px;
      padding:18px;
      background:#fff;
      border:1px solid #dce4ef;
      border-radius:15px;
      transition:transform .2s ease,box-shadow .2s ease;
    }
    .broker-review-page .related-broker:hover{
      transform:translateY(-3px);
      box-shadow:0 14px 34px rgba(11,61,145,.12);
    }
    .broker-review-page .related-broker img{
      flex:0 0 58px;
      width:58px;
      height:58px;
      padding:7px;
      object-fit:contain;
      background:#f8fafc;
      border-radius:12px;
    }
    .broker-review-page .related-broker>span{min-width:0}
    .broker-review-page .related-broker strong{
      display:block;
      overflow:hidden;
      color:#1d2939;
      text-overflow:ellipsis;
      white-space:nowrap;
    }
    .broker-review-page .related-broker small{display:block;color:var(--muted)}
    .broker-review-page .related-broker b{color:var(--success);font-size:12px}

    .footer{color:#ced8e8;background:#07152f}
    .footer-main{padding:58px 0 42px}
    .footer-grid{
      display:grid;
      grid-template-columns:1.35fr .9fr .9fr 1.1fr;
      gap:38px;
    }
    .footer .logo{color:#fff}
    .footer-brand p{max-width:380px;margin:18px 0;color:#aebbd0;font-size:14px}
    .footer-social{margin-top:18px}
    .footer h3{margin:5px 0 16px;color:#fff;font-size:16px}
    .footer-links,.footer-contact{display:grid;gap:9px}
    .footer-links a,.footer-contact a{
      color:#b9c5d8;
      font-size:14px;
      transition:color .2s ease;
    }
    .footer-links a:hover,.footer-contact a:hover{color:#fff}
    .footer-contact span{color:#93a4bd;font-size:13px;line-height:1.7}
    .footer-bottom{border-top:1px solid rgba(255,255,255,.11)}
    .footer-bottom-inner{
      min-height:70px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
      color:#91a1b8;
      font-size:13px;
    }
    .footer-legal{display:flex;gap:18px}
    .footer-legal a:hover{color:#fff}

    @media (max-width:1180px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-btns{margin-left:auto}
    }
    @media (max-width:900px){
      .broker-review-page .broker-profile{
        grid-template-columns:auto minmax(0,1fr);
      }
      .broker-review-page .score-card{
        grid-column:1/-1;
        display:flex;
        align-items:center;
        justify-content:center;
        gap:10px;
        min-width:0;
      }
      .broker-review-page .score-card span,
      .broker-review-page .score-card strong,
      .broker-review-page .score-card small{display:inline}
      .broker-review-page .score-card strong{font-size:28px}
      .broker-review-page .summary-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
      .broker-review-page .summary-item:nth-child(3){border-right:0}
      .broker-review-page .summary-item:nth-child(-n+3){border-bottom:1px solid var(--line)}
      .broker-review-page .review-layout{grid-template-columns:1fr}
      .broker-review-page .review-sidebar{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}
      .broker-review-page .related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
      .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
    }
    @media (max-width:640px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{padding:8px 0;align-items:flex-start}
      .topbar-contact{display:grid;gap:2px;text-align:right}
      .header-inner{min-height:68px;gap:10px}
      .header .logo span{display:none}
      .header-btns>a{display:none}
      .broker-review-page .review-hero{padding:38px 0 42px}
      .broker-review-page .broker-profile{
        grid-template-columns:1fr;
        text-align:center;
      }
      .broker-review-page .broker-logo{margin-inline:auto}
      .broker-review-page .eyebrow{justify-content:center}
      .broker-review-page .hero-actions{justify-content:center}
      .broker-review-page .score-card{grid-column:auto}
      .broker-review-page .summary-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
      .broker-review-page .summary-item,
      .broker-review-page .summary-item:nth-child(3){
        border-right:1px solid var(--line);
        border-bottom:1px solid var(--line);
      }
      .broker-review-page .summary-item:nth-child(2n){border-right:0}
      .broker-review-page .summary-item:nth-last-child(-n+2){border-bottom:0}
      .broker-review-page .review-layout{padding-top:28px;padding-bottom:48px}
      .broker-review-page .content-card{padding:20px}
      .broker-review-page .facts-grid{grid-template-columns:1fr}
      .broker-review-page .review-sidebar{grid-template-columns:1fr}
      .broker-review-page .related-section{padding:44px 0 54px}
      .broker-review-page .related-head{align-items:flex-start;flex-direction:column}
      .broker-review-page .related-grid{grid-template-columns:1fr}
      .footer-grid{grid-template-columns:1fr;gap:28px}
      .footer-bottom-inner{
        padding:18px 0;
        align-items:flex-start;
        flex-direction:column;
      }
    }